Banking and Financial Sector Developments MCQs 2026

100 questions with detailed answers · 0 from past papers · 10 quiz batches available

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Page 1 of 1Questions 1–10 of 100

Q1medium
What was the SBP's regulatory sandbox projects in 2025
1. A20
2. B25
3. C30
4. D35
💡 Explanation:
SBP's regulatory sandbox had 35 active projects in 2025.
Q2medium
What was the banking sector's future growth target for 2025-2026
1. A10%
2. B12%
3. C14%
4. D16%
💡 Explanation:
Banking sector growth target was 12% for 2025-2026.
Q3medium
What was the bank's organizational transformation cost in 2025
1. ARs. 25 billion
2. BRs. 30 billion
3. CRs. 35 billion
4. DRs. 40 billion
💡 Explanation:
Organizational transformation cost was Rs. 40 billion in 2025.
Q4medium
What was the SBP's priority sector lending target in 2025
1. A12%
2. B14%
3. C16%
4. D18%
💡 Explanation:
Priority sector lending target was 18% of total loans in 2025.
Q5medium
What was the bank's sustainability reporting compliance in 2025
1. A65%
2. B70%
3. C75%
4. D80%
💡 Explanation:
Sustainability reporting compliance was 80% in 2025.
Q6medium
What was the bank's corporate lending share in total loans in 2025
1. A40%
2. B42%
3. C44%
4. D46%
💡 Explanation:
Corporate lending share was 46% of total loans in 2025.
Q7medium
What was the SBP's R&D spending target in 2025
1. ARs. 5 billion
2. BRs. 7 billion
3. CRs. 9 billion
4. DRs. 11 billion
💡 Explanation:
SBP's R&D spending target was Rs. 11 billion in 2025.
Q8medium
What was the SBP's stress testing frequency in 2025
1. AQuarterly
2. BSemi-annual
3. CAnnual
4. DBi-annual
💡 Explanation:
SBP's stress testing frequency was bi-annual in 2025.
Q9medium
What was the bank's customer satisfaction score in 2025
1. A75%
2. B78%
3. C81%
4. D84%
💡 Explanation:
Bank customer satisfaction score was 84% in 2025.
Q10medium
What was the bank's agile transformation status in 2025
1. AInitial phase
2. BMid phase
3. CAdvanced phase
4. DFully implemented
💡 Explanation:
Bank agile transformation was fully implemented in 2025.
Q11medium
What was the banking sector's intermediation cost in 2025
1. A2.5%
2. B3.0%
3. C3.5%
4. D4.0%
💡 Explanation:
Banking intermediation cost was 4.0% in 2025.
Q12medium
What was the bank's bad debt recovery rate in 2025
1. A30%
2. B35%
3. C40%
4. D45%
💡 Explanation:
Bank bad debt recovery rate was 30% in 2025.
Q13medium
What was the SBP's financial inclusion target for women in 2025
1. A35%
2. B40%
3. C45%
4. D50%
💡 Explanation:
Financial inclusion target for women was 50% in 2025.
Q14medium
What was the foreign bank operations growth in Pakistan in 2025
1. A10%
2. B12%
3. C14%
4. D16%
💡 Explanation:
Foreign bank operations grew by 16% in 2025.
Q15medium
What was the bank's dividend payout ratio in 2025
1. A40%
2. B45%
3. C50%
4. D55%
💡 Explanation:
Bank dividend payout ratio was 40% in 2025.
Q16medium
What was the SBP's AML compliance target in 2025
1. A85%
2. B88%
3. C91%
4. D95%
💡 Explanation:
AML compliance target was 95% in 2025.
Q17medium
What was the bank's earnings per share growth in 2025
1. A8%
2. B10%
3. C12%
4. D15%
💡 Explanation:
Bank EPS grew by 15% in 2025.
Q18medium
What was the banking sector's total liabilities in 2025
1. ARs. 30 trillion
2. BRs. 32 trillion
3. CRs. 34 trillion
4. DRs. 36 trillion
💡 Explanation:
Banking sector total liabilities were Rs. 36 trillion in 2025.
Q19medium
What was the agricultural crop insurance coverage in 2025
1. A30%
2. B35%
3. C40%
4. D45%
💡 Explanation:
Agricultural crop insurance coverage was 45% in 2025.
Q20medium
What was the bank's customer deposit growth in 2025
1. A8%
2. B10%
3. C12%
4. D14%
💡 Explanation:
Customer deposit growth was 14% in 2025.
Q21medium
What was the SBP's payment system security standard in 2025
1. APCIDSS 3.2
2. BPCIDSS 4.0
3. CPCIDSS 3.1
4. DPCIDSS 4.1
💡 Explanation:
SBP's payment system security standard was PCIDSS 4.1 in 2025.
Q22medium
What was the bank's operational risk cost in 2025
1. ARs. 40 billion
2. BRs. 50 billion
3. CRs. 60 billion
4. DRs. 70 billion
💡 Explanation:
Operational risk cost was Rs. 70 billion in 2025.
Q23medium
What was the banking sector's risk-weighted assets in 2025
1. ARs. 20 trillion
2. BRs. 22 trillion
3. CRs. 24 trillion
4. DRs. 26 trillion
💡 Explanation:
Banking sector risk-weighted assets were Rs. 26 trillion in 2025.
Q24medium
What was the SBP's KYC compliance target in 2025
1. A90%
2. B93%
3. C95%
4. D98%
💡 Explanation:
KYC compliance target was 98% in 2025.
Q25medium
What was the housing finance growth in 2025
1. A15%
2. B18%
3. C21%
4. D24%
💡 Explanation:
Housing finance grew by 15% in 2025.
Q26medium
What was the bank's asset size growth in 2025
1. A10%
2. B12%
3. C14%
4. D16%
💡 Explanation:
Bank asset size grew by 16% in 2025.
Q27medium
What was the branch banking transaction shift to digital in 2025
1. A70%
2. B75%
3. C80%
4. D85%
💡 Explanation:
70% of branch banking transactions shifted to digital in 2025.
Q28medium
What was the bank's non-interest income growth in 2025
1. A8%
2. B10%
3. C12%
4. D14%
💡 Explanation:
Bank non-interest income grew by 10% in 2025.
Q29medium
What was the SBP's interest rate corridor in 2025
1. A2%
2. B2.5%
3. C3%
4. D3.5%
💡 Explanation:
SBP's interest rate corridor was 3.5% in 2025.
Q30medium
What was the banking sector's contribution to GDP in 2025
1. A5%
2. B5.5%
3. C6%
4. D6.5%
💡 Explanation:
Banking sector contributed 6.5% to GDP in 2025.
Q31medium
What was the bank's lending to women entrepreneurs in 2025
1. ARs. 200 billion
2. BRs. 250 billion
3. CRs. 300 billion
4. DRs. 350 billion
💡 Explanation:
Bank lending to women entrepreneurs was Rs. 200 billion in 2025.
Q32medium
What was the bank's ESG compliance rate in 2025
1. A60%
2. B65%
3. C70%
4. D75%
💡 Explanation:
ESG compliance rate was 75% in 2025.
Q33medium
What was the SBP's digital currency initiative status in 2025
1. APilot phase
2. BLimited launch
3. CFull launch
4. DUnder development
💡 Explanation:
SBP's digital currency initiative was under development in 2025.
Q34medium
What was the banking sector's stress test results in 2025
1. A70% pass
2. B75% pass
3. C80% pass
4. D85% pass
💡 Explanation:
85% of banks passed stress tests in 2025.
Q35medium
What was the agricultural credit to small farmers in 2025
1. A40%
2. B45%
3. C50%
4. D55%
💡 Explanation:
Agricultural credit to small farmers was 40% of total in 2025.
Q36medium
What was the bank's corporate governance rating in 2025
1. A3.5
2. B4.0
3. C4.5
4. D5.0
💡 Explanation:
Bank corporate governance rating was 4.0 out of 5 in 2025.
Q37medium
What was the SBP's foreign investment target in 2025
1. A$4 billion
2. B$4.5 billion
3. C$5 billion
4. D$5.5 billion
💡 Explanation:
SBP's foreign investment target was $5.5 billion in 2025.
Q38medium
What was the bank's asset quality ratio in 2025
1. A85%
2. B88%
3. C90%
4. D92%
💡 Explanation:
Bank asset quality ratio was 92% in 2025.
Q39medium
What was the bank's credit card growth in 2025
1. A12%
2. B14%
3. C16%
4. D18%
💡 Explanation:
Credit card usage grew by 12% in 2025.
Q40medium
What was the payment system transaction value in 2025
1. ARs. 40 trillion
2. BRs. 45 trillion
3. CRs. 50 trillion
4. DRs. 55 trillion
💡 Explanation:
Payment system transaction value was Rs. 55 trillion in 2025.
Q41medium
What was the Islamic banking market share in 2025
1. A15%
2. B18%
3. C21%
4. D24%
💡 Explanation:
Islamic banking market share was 24% in 2025.
Q42medium
What was the banking sector's return on equity in 2025
1. A12%
2. B14%
3. C16%
4. D18%
💡 Explanation:
Banking sector ROE was 18% in 2025.
Q43medium
What was the SBP's intervention target in 2025
1. A$2 billion
2. B$2.5 billion
3. C$3 billion
4. D$3.5 billion
💡 Explanation:
SBP's intervention target was $3.5 billion for exchange rate stability.
Q44medium
What was the bank's foreign currency deposits in 2025
1. A$5 billion
2. B$5.5 billion
3. C$6 billion
4. D$6.5 billion
💡 Explanation:
Foreign currency deposits were $5 billion in 2025.
Q45medium
What was the banking sector's liquidity coverage ratio in 2025
1. A85%
2. B90%
3. C95%
4. D100%
💡 Explanation:
Liquidity coverage ratio was 100% in 2025, meeting SBP requirements.
Q46medium
What was the bank's provision for NPLs in 2025
1. ARs. 200 billion
2. BRs. 250 billion
3. CRs. 300 billion
4. DRs. 350 billion
💡 Explanation:
Banks provided Rs. 300 billion for NPLs in 2025.
Q47medium
What was the banking sector's workforce size in 2025
1. A150,000
2. B160,000
3. C170,000
4. D180,000
💡 Explanation:
Banking sector employed 180,000 people in 2025.
Q48medium
What was the SBP's Shariah compliance target in 2025
1. A20%
2. B25%
3. C30%
4. D35%
💡 Explanation:
Shariah compliance target was 35% of banking assets in 2025.
Q49medium
What was the insurance penetration rate in 2025
1. A0.8%
2. B1.0%
3. C1.2%
4. D1.4%
💡 Explanation:
Insurance penetration rate was 1.4% in 2025.
Q50medium
What was the bank's trade finance growth in 2025
1. A8%
2. B10%
3. C12%
4. D14%
💡 Explanation:
Trade finance grew by 14% in 2025.
Q51medium
What was the bank's investment in technology in 2025
1. ARs. 100 billion
2. BRs. 120 billion
3. CRs. 140 billion
4. DRs. 160 billion
💡 Explanation:
Banks invested Rs. 100 billion in technology in 2025.
Q52medium
What was the financial literacy rate in Pakistan in 2025
1. A35%
2. B40%
3. C45%
4. D50%
💡 Explanation:
Financial literacy rate was 50% in Pakistan in 2025.
Q53medium
What was the SBP's currency management target in 2025
1. ARs. 6 trillion
2. BRs. 6.5 trillion
3. CRs. 7 trillion
4. DRs. 7.5 trillion
💡 Explanation:
SBP's currency management target was Rs. 7.5 trillion in 2025.
Q54medium
What was the banking sector's operational costs in 2025
1. ARs. 2 trillion
2. BRs. 2.2 trillion
3. CRs. 2.4 trillion
4. DRs. 2.6 trillion
💡 Explanation:
Banking sector operational costs were Rs. 2.6 trillion in 2025.
Q55medium
What was the green banking initiative target in 2025
1. A15%
2. B20%
3. C25%
4. D30%
💡 Explanation:
Green banking initiative target was 30% of bank portfolios.
Q56medium
What was the bank's cybersecurity budget in 2025
1. ARs. 15 billion
2. BRs. 20 billion
3. CRs. 25 billion
4. DRs. 30 billion
💡 Explanation:
Banks allocated Rs. 30 billion for cybersecurity in 2025.
Q57medium
What was the digital lending platform growth in 2025
1. A50%
2. B60%
3. C70%
4. D80%
💡 Explanation:
Digital lending platforms grew by 80% in 2025.
Q58medium
What was the international remittance growth in 2025
1. A8%
2. B10%
3. C12%
4. D15%
💡 Explanation:
International remittances grew by 8% in 2025.
Q59medium
What was the SME banking penetration rate in 2025
1. A25%
2. B30%
3. C35%
4. D40%
💡 Explanation:
SME banking penetration rate was 40% in 2025.
Q60medium
What was the bank's compliance spending in 2025
1. ARs. 30 billion
2. BRs. 35 billion
3. CRs. 40 billion
4. DRs. 45 billion
💡 Explanation:
Banks spent Rs. 35 billion on compliance in 2025.
Q61medium
What was the bank's retail banking growth in 2025
1. A12%
2. B14%
3. C16%
4. D18%
💡 Explanation:
Retail banking grew by 12% in 2025.
Q62medium
What was the SBP's gross advances target in 2025
1. ARs. 10 trillion
2. BRs. 11 trillion
3. CRs. 12 trillion
4. DRs. 13 trillion
💡 Explanation:
SBP's gross advances target was Rs. 13 trillion in 2025.
Q63medium
What was the agriculture insurance coverage in 2025
1. A25%
2. B30%
3. C35%
4. D40%
💡 Explanation:
Agriculture insurance coverage was 25% in 2025.
Q64medium
What was the banking sector's total investments in 2025
1. ARs. 12 trillion
2. BRs. 13 trillion
3. CRs. 14 trillion
4. DRs. 15 trillion
💡 Explanation:
Banking sector total investments were Rs. 15 trillion in 2025.
Q65medium
What was the bank automation rate in 2025
1. A65%
2. B70%
3. C75%
4. D80%
💡 Explanation:
Bank automation rate was 80% in 2025.
Q66medium
What was the loan to deposit ratio in banking sector in 2025
1. A40%
2. B45%
3. C50%
4. D55%
💡 Explanation:
Loan to deposit ratio was 55% in 2025.
Q67medium
What was the SBP's Open Market Operations target in 2025
1. ARs. 1,500 billion
2. BRs. 2,000 billion
3. CRs. 2,500 billion
4. DRs. 3,000 billion
💡 Explanation:
SBP's OMO target was Rs. 1,500 billion in 2025.
Q68medium
What was the bank's operating profit growth in 2025
1. A10%
2. B12%
3. C14%
4. D16%
💡 Explanation:
Banks' operating profit grew by 16% in 2025.
Q69medium
What was the microfinance loan growth in 2025
1. A15%
2. B18%
3. C21%
4. D24%
💡 Explanation:
Microfinance loan growth was 18% in 2025.
Q70medium
What was the banking sector's efficiency ratio in 2025
1. A55%
2. B60%
3. C65%
4. D70%
💡 Explanation:
Banking sector efficiency ratio was 55% in 2025.
Q71medium
What was the corporate lending target in 2025
1. ARs. 5 trillion
2. BRs. 5.5 trillion
3. CRs. 6 trillion
4. DRs. 6.5 trillion
💡 Explanation:
Corporate lending target was Rs. 6.5 trillion in 2025.
Q72medium
What was the bank capital growth in 2025
1. A8%
2. B10%
3. C12%
4. D14%
💡 Explanation:
Bank capital grew by 14% in 2025.
Q73medium
What was the real-time payment system transaction volume in 2025
1. A2 billion
2. B2.5 billion
3. C3 billion
4. D3.5 billion
💡 Explanation:
Real-time payment system processed 3.5 billion transactions in 2025.
Q74medium
What was the SBP's sustainability banking framework status in 2025
1. AImplemented
2. BIn process
3. CUnder review
4. DProposed
💡 Explanation:
SBP's sustainability banking framework was implemented in 2025.
Q75medium
What was the international banking transactions growth in 2025
1. A8%
2. B10%
3. C12%
4. D15%
💡 Explanation:
International banking transactions grew by 15% in 2025.
Q76medium
What was the banking sector's ROA in 2025
1. A0.8%
2. B1.0%
3. C1.2%
4. D1.4%
💡 Explanation:
Banking sector ROA was 1.2% in 2025.
Q77medium
What was the export finance facility limit in 2025
1. ARs. 500 billion
2. BRs. 600 billion
3. CRs. 700 billion
4. DRs. 800 billion
💡 Explanation:
Export finance facility limit was Rs. 500 billion in 2025.
Q78medium
What was the bank fee income growth in 2025
1. A10%
2. B12%
3. C14%
4. D16%
💡 Explanation:
Bank fee income grew by 12% in 2025.
Q79medium
What was the SBP's monetary policy transmission mechanism target in 2025
1. A75% effectiveness
2. B80% effectiveness
3. C85% effectiveness
4. D90% effectiveness
💡 Explanation:
Monetary policy transmission mechanism target was 90% effectiveness in 2025.
Q80medium
What was the mobile banking user base in 2025
1. A40 million
2. B45 million
3. C50 million
4. D55 million
💡 Explanation:
Mobile banking user base was 55 million in 2025.
Q81medium
What was the financial inclusion rate in Pakistan in 2025
1. A45%
2. B50%
3. C55%
4. D60%
💡 Explanation:
Financial inclusion rate was 60% in 2025.
Q82medium
What was the agricultural loan disbursement rate in 2025
1. A60%
2. B65%
3. C70%
4. D75%
💡 Explanation:
Agricultural loan disbursement rate was 75% of the target in 2025.
Q83medium
What was the bank infrastructure spending in 2025
1. ARs. 50 billion
2. BRs. 60 billion
3. CRs. 70 billion
4. DRs. 80 billion
💡 Explanation:
Bank infrastructure spending was Rs. 50 billion in 2025.
Q84medium
What was the bank profitability growth in 2025
1. A12%
2. B15%
3. C18%
4. D21%
💡 Explanation:
Bank profitability grew by 12% in 2025.
Q85medium
What was the mortgage loan growth in 2025
1. A10%
2. B15%
3. C20%
4. D25%
💡 Explanation:
Mortgage loan growth was 15% in 2025.
Q86medium
What was the bank credit to private sector growth in 2025
1. A5%
2. B7%
3. C9%
4. D11%
💡 Explanation:
Bank credit to private sector grew by 9% in 2025.
Q87medium
What was the SBP's liquidity injection target in 2025
1. ARs. 1,000 billion
2. BRs. 1,500 billion
3. CRs. 2,000 billion
4. DRs. 2,500 billion
💡 Explanation:
SBP's liquidity injection target was Rs. 2,500 billion in 2025.
Q88medium
What was the SBP's foreign exchange reserves target in 2025
1. A$10 billion
2. B$11 billion
3. C$12 billion
4. D$13 billion
💡 Explanation:
SBP's foreign exchange reserves target was $13 billion in 2025.
Q89medium
What was the branchless banking transaction volume in 2025
1. ARs. 8 trillion
2. BRs. 9 trillion
3. CRs. 10 trillion
4. DRs. 11 trillion
💡 Explanation:
Branchless banking transaction volume was Rs. 11 trillion in 2025.
Q90medium
What was the average banking spread in 2025
1. A5.5%
2. B6.5%
3. C7.5%
4. D8.5%
💡 Explanation:
Average banking spread was 5.5% in 2025.
Q91medium
What was the real estate financing limit in 2025
1. A15% of total loans
2. B20% of total loans
3. C25% of total loans
4. D30% of total loans
💡 Explanation:
Real estate financing limit was 30% of total loans in 2025.
Q92medium
What was the digital banking adoption rate in Pakistan in 2025
1. A40%
2. B45%
3. C50%
4. D55%
💡 Explanation:
Digital banking adoption rate was 55% in 2025.
Q93medium
What was the capital adequacy ratio requirement for banks in 2025
1. A12.5%
2. B13.5%
3. C14.5%
4. D15.5%
💡 Explanation:
Capital adequacy ratio requirement was 12.5% for banks in 2025.
Q94medium
What was the SME credit target for 2025
1. ARs. 800 billion
2. BRs. 900 billion
3. CRs. 1,000 billion
4. DRs. 1,100 billion
💡 Explanation:
SME credit target was Rs. 1,100 billion in 2025.
Q95medium
What was the agricultural credit target for 2025-2026
1. ARs. 1,200 billion
2. BRs. 1,300 billion
3. CRs. 1,400 billion
4. DRs. 1,500 billion
💡 Explanation:
Agricultural credit target was Rs. 1,500 billion for 2025-2026.
Q96medium
What was the banking sector's total deposits in 2025
1. ARs. 20 trillion
2. BRs. 22 trillion
3. CRs. 24 trillion
4. DRs. 26 trillion
💡 Explanation:
Banking sector total deposits were approximately Rs. 26 trillion in 2025.
Q97medium
What was the NPL ratio in Pakistani banking sector in 2025
1. A5.5%
2. B6.5%
3. C7.5%
4. D8.5%
💡 Explanation:
NPL ratio was 6.5% in 2025, showing slight improvement from previous years.
Q98medium
What was the inflation target for 2025-2026 as per SBP
1. A7-9%
2. B8-10%
3. C9-11%
4. D10-12%
💡 Explanation:
SBP targeted inflation at 7-9% for 2025-2026.
Q99medium
What was the banking sector's total assets in 2025
1. ARs. 30 trillion
2. BRs. 35 trillion
3. CRs. 40 trillion
4. DRs. 45 trillion
💡 Explanation:
Banking sector total assets were approximately Rs. 45 trillion in 2025.
Q100medium
What was the State Bank of Pakistan's policy rate in 2025
1. A12%
2. B14%
3. C16%
4. D18%
💡 Explanation:
SBP policy rate was 18% in 2025 to control inflation.

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Banking and Financial Sector Developments MCQs 2026

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